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Social Security and Medicare are both programs that are household
names, but do you know the true difference?

About

My name is Dustin Neilson and I am here to meet all of your life and health insurance needs! I grew up in Saint George, Utah and have lived here my entire life. I am married to my lovely wife, Laura, and we have three little boys who we thoroughly enjoy raising.

I am an avid sports lover and enjoy exploring the beauties that southern Utah has to offer with my growing family.

Affordable Care Act

The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to as Obamacare – is the landmark health reform legislation passed by the 111th Congress and signed into law by President Barack Obama in March 2010.

Term life insurance

A term life policy is exactly what the name implies: Coverage for a specific term or length of time, typically between 10 and 30 years. It is sometimes called “pure life insurance” because, unlike whole life insurance, there’s no cash value to the policy. It’s designed solely to give your beneficiaries a payout if you die during the term.

Whole life insurance

A whole life policy is the simplest form of permanent life insurance, providing coverage that lasts your entire life. Like other permanent policies, it includes a cash value component: A portion of your premium dollars are placed into a cash value account, and this sum grows over time on a tax-deferred basis, so you don’t pay taxes on the gains.

Great Place To Work

A life insurance policy is a promise: to provide financial protection to your loved ones if you’re not there.

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